RReq Authentication Method Codes

The following table lists the possible action/results that may be produced by each RReq Authentication Method.

RREQ.AUTHENTICATIONMETHODConditionAction/Results
01 = STATIC PASSCODECard has any static authData such as password, MRN, etc, and no device- Timeout occurs
- Completion of the authentication
- Cancel on authentication page
02 = SMS OTPCard has SMS and optionally an authData like password- Timeout occurs
- Completion of the authentication
- Cancel on OTP page
03 = KEY FOB OR EMV CARD READER OTPNot supported
04 = APP OTPRemote cards only:
AuthType=4 (Virtual OTP device)
- Timeout occurs
- Completion of the authentication
- Cancel on OTP page
05 = OTP OTHERAll dynamic authentication such as email, Vasco, C&R, etc- Timeout occurs
- Completion of the authentication
- Cancel on OTP page
06 = KBANot supported
07 = OOB BIOMETRICSRemote cards only:
AuthType=6 (Verified by Voice) and AuthType=11 (BIO)
- Timeout occurs
- Completion of the authentication
- Cancel on OOB page
08 = OOB LOGINRemote cards only:
AuthType=9 (Online Banking)
- Timeout occurs
- Completion of the authentication
- Cancel on OOB page
09 = OOB OTHEROOB authentication- Timeout occurs
- Completion of the authentication
- Cancel on OOB page
11 = PUSH CONFIRMATIONDecoupled authentication- Timeout occurs
- Completion of the authentication
dc_new.png 90 = FIDOThe RBA score falls within the Frictionless range because the ThreeDS Requestor AuthenticationInfo indicates that FIDO was used (Visa)Frictionless
dc_new.png 91 = Data OnlyChallenge Indicator value is 06 (Visa)Frictionless
97 = Frictionless flow, RBA ReviewRBA score is within the Frictionless with Review range (Visa)Frictionless
98 = Attempts Server respondingCard is not registered or not found while attempt is enabled (Visa)Frictionless
99 = Frictionless flow, RBARBA score is within the Frictionless Range (Visa)Frictionless