Response Codes
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Table 1 - VerfifyRegResp Codes¶
| Code | Description | ActiveAccess behaviour (3DS v2.x) | ActiveAccess behaviour (3DS v1.0.2) |
|---|---|---|---|
| 0 | Card not found or BIN not valid | The card is not enrolled in the CAAS server. The ACS prepares the response per card scheme’s suggested values: • Visa, SafeKey, Discover: Check Proof of Attempt status then ends the transaction with A or N status. • Mastercard: Ends transaction with N. • JCB: Ends transaction with A if it is Payment (PA) or N if it is Non-Payment (NPA). | The card is not enrolled in the CAAS server. If proof of attempt is enabled then the status is A; otherwise is N. |
| 1 | Warning - Card is found but the threshold amount should be checked | The ACS checks the threshold amount that is set by the issuer in the caaswarning property file. If the threshold is less than 2000, it will continue; otherwise, it will respond as an error. | The ACS checks the threshold amount that is set by the issuer in the caaswarning property file. If the threshold is less than 2000, the status is Y; otherwise will respond as an error. |
| 2 | An error occurred in the CAAS server | The ACS ends the transaction with proper values per the card scheme’s suggested values: • Visa, SafeKey, Discover: status set to N . • JCB, Mastercard: status set to R. | The ACS ends the transaction with status N. |
Table 2 - PreAuthResp Codes¶
| Code | Description | ActiveAccess behaviour (3DS v2.x) | ActiveAccess behaviour (3DS v1.0.2) |
|---|---|---|---|
| 0 | Exempt – Frictionless – Low risk | The transaction ends with status = Y. | Transaction Status will be A or Y depending on the Rule Setting. |
| 1 | Not exempt – Challenge is requested | Cardholders will be challenged | Cardholders will be challenged |
| 2 | Error occurred | Cardholders will be challenged since the risk is not evaluated due to the error. | Cardholders will be challenged since the risk is not evaluated due to the error. |
| 3 | Decline – Very high risk | The transaction ends with status = N except for JCB, which will try to challenge cardholders. | The transaction ends with status = N. |
| 4 | Exempt Review – Frictionless review | It is the same as frictionless for all card schemes. Only Visa will use it to change the value of authenticationMethod. |
Table 3 - InitAuthResp Codes¶
| Code | Description | ActiveAccess behaviour (3DS v2.x) | ActiveAccess behaviour (3DS v1.0.2) |
|---|---|---|---|
| 0 | Successful | OTP/Push Notification is sent. | OTP/Push Notification is sent. |
| 1 | Error, Retry | OTP/Push Notification error. Need cardholder’s action. The detail should be returned in the message field of the response. | OTP/Push Notification error. Need cardholder’s action. The detail should be returned in the message field of the response. |
| 2 | Error, End | An issue in sending OTP/Push Notification. The transaction ends with status = U. | An issue in sending OTP/Push Notification. The transaction ends with status = U. |
Table 4 - VerifyAuthResp Codes¶
| Code | Description | ActiveAccess behaviour (3DS v2.x) | ActiveAccess behaviour (3DS v1.0.2) |
|---|---|---|---|
| 0 | Successful | Authenticated. The transaction ends with status = Y. | Authenticated. The transaction ends with status = Y. |
| 1 | Failed, Retry | Not authenticated. Cardholders should retry. | Not authenticate. Cardholders should retry. |
| 2 | Failed, Retry (last attempt) | Not authenticated, warning as the last attempt. The card will be locked if the last attempt fails. | Not authenticated, warning as the last attempt. The card will be locked if the last attempt fails. |
| 3 | Locked | Not authenticated. Max attempt reached. Card is locked. The transaction ends with status = N. | Not authenticated. Max attempt reached. Card is locked.The transaction ends with status = N. |
| 4 | Error, End | An error occurred while authenticating the cardholder. The cardholder is not authenticated. The transaction ends with status = N. | An error occurred while authenticating the cardholder. The transaction ends with status = U. |
| 5 | Failed, End | Not authenticated. The transaction ends with status = N. This only applies to AuthType: 6, 7, 9, 11, 13, and 15 |